|
Start with a free sample covering the Introduction and Gate One. The premium full edition continues through all three gates, the behavioral layer, the case-file worksheet, and a one-page Quick Reference Card.
GUIDE 14 Case Story Examples (Anonymized Patterns) Seeing that your experience fits patterns, not personal failure These are example patterns, not real legal advice or promises of outcome. You can use this guide to show homeowners "you're not the only one" and illustrate how the four pattern areas can show up in real life. 1. Example Pattern A – Second Foreclosure on the Same Loan Story shape: homeowner receives an acceleration letter in Year 1; first foreclosure case filed in Year 2; that...
GUIDE 13 Foreclosure Process Overview (State-Level Basics) Orienting yourself without pretending to be a lawyer Foreclosure processes vary widely by state (judicial vs. non-judicial, timelines, notices). This is a general orientation only. 1. Judicial vs. non-judicial (big-picture) In judicial foreclosure states, the lender usually must file a lawsuit in court, serve you with a summons and complaint, and get a judgment before a sale can occur. In non-judicial foreclosure states, the process...
GUIDE 12 How to Write a Clear Complaint (Without Ranting) Facts over explosion 1. The trap to avoid When you're traumatized and furious, it's natural to want to write 10 pages of emotional detail, call everyone a fraud or criminal, or vent about everything in your life at once. Regulators and oversight bodies usually respond better to short, factual, well-dated stories. 2. Simple structure for a complaint (1) Who you are & what this is about — "I am a homeowner in [State], currently in...